Good for
- Consumers seeking high-value international health insurance
- Healthy consumers looking for high coverage limits
Bad for
- Women who need maternity coverage
- Those looking to purchase optional benefits separately
- Consumers over 65
The FWD International Health Insurance Plan are some of the most affordable international plans. While the lower limit plan lacks coverage for certain conditions, a higher final plan provides many benefits for attractive prices, attracting value-conscious consumers. However, consumers who need pregnancy or outpatient benefits can find better value with other insurance companies.
Summary of FWD International Health Insurance
- S$2 and S$3 million plans are some of the highest value options on the market
- Below average premiums for hospitalization coverage
- Expensive to add outpatient, maternity and dental coverage
Policy Exclusions
FWD's exclusions are fairly standard, with major exclusions including pre-existing conditions, STDs and deliberate self-injury. Accidents or injuries that occur during the course of hazardous occupations such as fire-fighting, police, diving, oil rigging and air force services will not be covered as well.
- Pre-existing conditions
- Congenital Conditions (for plans less than S$1m annual limit)
- STDs
- Gender Reassignment
- Conception & fertility treatments
- Personality disorders
- Sleep disorders
- Developmental disorders
- Deliberate self-inflicted injury or suicide
- Genetic testing/Stem Cell treatment
- Sleep and Eating disorders
- Death or injury from professional sports involvement
The coverage of FWD insurance branches is in the following regions: Hong Kong, Macau, Singapore, Indonesia, Japan, Philippines, Thailand, Vietnam
Get Quote : https://www.fwd.com/en/
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